Hey babe,

Let’s talk about something that actually changes the game when it comes to wealth—understanding the three types of income.

Because if you’re only making one kind of income, you’re missing out. And if that one income source stops (hello layoffs, burnout, or life changes), then what? Let’s make sure that’s never you.

1. Earned Income (Trading Time for Money) – This is your job salary, hourly wage, or freelance gigs. It’s the most common income, but it has a cap: Your time. Work more, make more—but at what cost?

2. Portfolio Income (Money from Investments) – Stocks, dividends, crypto, real estate appreciation. This is your money working for you, but it takes time and knowledge to build up.

3. Passive Income (Money That Keeps Coming In) – This is the holy grail. Money that keeps flowing with little to no daily effort after you’ve set it up—rental properties, book royalties, and (my personal favorite) residual income from payments processing.

Most people work for money. I wanted to figure out how to make money work for me—without having to clock in more hours. That’s when I found residual income in merchant services.

Here’s how it works:

• I help a business set up payment processing.

• Every time a customer swipes their card at that business, I get a piece of that transaction.

• The best part? I only had to close the deal once—and I keep getting paid as long as the account stays open.

Instead of always chasing higher-paying jobs, I built a system where I make money in my sleep. And you can do the same—find an income stream that pays you long after the work is done.

1. Audit Your Income Streams – Are you relying only on earned income? Time to add another source.

2. Start Small with Passive Income – Rental properties, dividend stocks, or a side hustle that pays you residually (like payments processing 😉). Even a small stream adds up over time.

3. Think Long-Term – Passive income isn’t instant, but it pays off. Every deal, investment, or asset you set up today is future-you working less and earning more.

If you’re only making one kind of income, you’re putting all your eggs in one basket. Build multiple streams—so money flows even when you’re not working.

And if you’re curious about how I built my residual income, check out our courses. 

Let’s get you making money while you sleep. 😉